Commission Approval & Cash Flow
This guide explains how money flows through Affitor—from customer purchase to partner payout.
Payment Integration Methods
How you receive payments and how partners get paid depends on your checkout integration.
| Method | Stripe Account | How it works | |--------|----------------|--------------| | Affitor Pay | Affitor's Stripe | Affitor hosts checkout, collects payment, pays you after deducting commission + fee | | Bill Flow | Your Stripe | You collect 100%, Affitor invoices you for commission + fee later | | Split Pay | Your Stripe | Customer pays via your checkout, funds split automatically at payment |
Affitor Pay Flow
For advertisers without Stripe. Affitor handles everything.
Customer purchases
Customer purchases through Affitor-hosted checkout page
Affitor collects
Affitor collects 100% of payment
Transaction validated
Attribution, no duplicate, within window
You review
Review in dashboard (or auto-approve)
Hold period
7-21 days, configurable
Payout
If no refund: Affitor deducts commission + platform fee, pays you the rest
Best for: Fast setup, no Stripe account needed.
Bill Flow
You collect everything, Affitor invoices later.
Customer purchases
Customer purchases through your existing checkout
You receive 100%
Payment via your Stripe
Affitor tracks
Tracks and validates the transaction
You review
Review in dashboard and approve
Weekly invoice
Affitor sends invoice for: Partner commission + Platform fee (3.5%)
Hold period
7-21 days
Partner payout
Commission moves to Partner's Withdrawable balance
Best for: Keep existing checkout flow, pay commission later.
Transaction Validation
Every transaction is validated before commission is calculated:
| Check | What Affitor verifies | |-------|----------------------| | Valid attribution | Affiliate link was used | | No duplicate | Customer not already attributed to another partner | | Within attribution window | Purchase within 60 days of click | | Matching amount | Payment matches expected value |
If validation fails, the transaction is flagged for your review.
Approval Process
You control which transactions become payable commissions.
Auto-Approve
Transactions approved automatically after validation passes.
- Faster processing
- Less manual work
- Best for: High-volume, low-risk products
Manual Review
You review each transaction before approval.
- Full control
- Catch issues early
- Best for: High-ticket items, new programs
From your dashboard:
- Go to Transactions
- Review pending items
- Click Approve or Reject
Hold Period
Commissions are held before becoming withdrawable to protect against refunds.
| Hold Period | Use case | |-------------|----------| | 7 days | Low-risk products, established partners | | 14 days | Standard SaaS subscriptions | | 21 days | High-ticket items, refund-prone products |
During hold period:
- Commission shows as "Pending" in partner dashboard
- Customer refund → Commission cancelled automatically
- No refund → Commission moves to "Withdrawable"
Refund Handling
| When refund happens | What happens to commission | |---------------------|---------------------------| | During hold period | Commission cancelled automatically | | After hold period, before payout | Commission reversed from partner balance | | After payout | Deducted from partner's next payout |